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Collateral concentration limits

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Clearstream Banking1 informs clients that effective 16 December 2024 an enhanced collateral concentration monitoring framework will apply. Impact on clients Collateral concentration limits are set in accordance with Article 14 of Commission Delegated Regulation (EU) 2017/390 of 11 November 2016 (supplementing Regulation (EU) No 909/2014). Concentration levels are calculated based on end of day and intraday peak exposure of clients with secured credit facilities. Relative and absolute concentration limits are applicable per concentration criteria, where absolute concentration limits act as minimum enforceable threshold. For certain concentration criteria, the concentration limits apply individually to each distinct asset class. Concentration Criteria Concentration Limits Application Absolute Concentration Limits (in USD) Relative Concentration Limits Issuer Maximum concentration of securities issued by entities belonging to same group. No concentration limit applies on securities issued or guaranteed by Governments, Central Banks, German States or Supranational rated BBB (Standard & Poor’s /Fitch) and above or Baa2 (Moody’s) and above. 250,000,000 25% Country Maximum concentration on any single country rated BBB- (Standard & Poor’s /Fitch) or Baa3 (Moody’s). No concentration limit applies on securities where the country of issuer is rated BBB (Standard & Poor’s /Fitch) and above or Baa2 (Moody’s) and above. 250,000,000 15% Wrong Way Risk – Issuer Type Maximum concentration on securities issued by financial institutions rated BBB- (Standard & Poor’s /Fitch) or Baa3 (Moody’s). No concentration limit on securities issued by financial institutions rated BBB (Standard & Poor’s /Fitch) and above or Baa2 (Moody’s) and above. 100,000,000 25% Wrong Way Risk – Same Country Maximum concentration on securities issued by entities of the same country as that of the client if country is rated BBB- (Standard & Poor’s /Fitch) or Baa3 (Moody’s). No concentration limit applies if the country is rated BBB (Standard & Poor’s/Fitch) and above or Baa2 (Moody’s) and above. 250,000,000 15% Instrument type Maximum concentration on Equities, Certificates of Deposit, Commercial Paper, and Stripped Bonds. Equities: 200,000,000 Equities: 20% Certificates of Deposit/Commercial Paper: 50,000,000 Certificates of Deposit/Commercial Paper: 5% Stripped Bonds: 50,000,000 Stripped Bonds: 10% Settlement currency Maximum concentration on securities issued in non-major currencies. No concentration limit applies on securities issued in the major currencies: EUR, USD and GBP. CAD, CHF, JPY: 500,000,000 50% AUD, DKK, NOK, SEK: 250,000,000 HKD, SGD, MXN, PLN, NZD, CZK, HUF, ZAR: 50,000,000 CNY: 10,000,000 Credit Rating Maximum concentration on securities rated BBB- (Standard & Poor’s /Fitch) or Baa3 (Moody’s). No concentration limit on instruments rated BBB (Standard & Poor’s/Fitch) and above or Baa2 (Moody’s) and above. 100,000,000 25% ECB Eligibility Maximum concentration on securities not eligible at the ECB. 500,000,000 55% Liquidity Maximum concentration on securities with low liquidity score. 50,000,000 10% Price Volatility Maximum concentration on securities with high volatility score. High price volatility: 250,000,000 15% Very high price volatility: 10,000,000 Clearstream Banking will check the adherence to the above-listed concentration limits and will monitor cases where a client breaches any of those limits. Clearstream Banking will analyse breaches of the concentration limits and may inform clients accordingly. Clients will be granted time to accommodate to the new collateral concentration limits criteria. Further information For further information, clients may contact Clearstream Banking Client Services or their Relationship Officer. The CBL Client Handbook and the CBF Client Handbook will be updated in due time to reflect these changes. ------------------------------------------------------------- 1. This Announcement is published by Clearstream Banking AG (CBF), registered office at Mergenthalerallee 61, 65760 Eschborn, Germany, registered with the Commercial Register of the District Court in Frankfurt am Main, Germany, under number HRB 7500.

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